Hubby was arguing with me today about the bike insurance. I paid it in full this summer right after the wreck because he swore he’d have the bike back together soon. After not riding for a few months he feels like paying the insurance on it is a waste for all those months. He thinks I should have dropped the insurance this summer and added it back after it was repaired and ridable. Me I look at it like this. It is ridable, and the full year of insurance is paid up. We didn’t know exactly when we’d have it all back together, but I did know the insurance would still be valid whenever that day came. I don’t have to pay insurance on it again until June.

This is just like when the Saturn broke down and he canceled the insurance on it without telling me. We knew we wouldn’t be buying another car right away. We were using the bike as our only transportation, but I tried my best to convince him not to cancel the car insurance because it’s actually cheaper and better to keep your insurance going on a broken down car than it is to have to start all over again in the system as someone without insurance.

Of course he didn’t listen to me, he canceled it, and when it came time to put insurance on the Blazer we were automatically put into a higher rate category just because we hadn’t had any current insurance within the last 6 months. Of course bike insurance doesn’t count when it comes to car insurance. They will only look consider if you’ve had car insurance or not. It would have saved me over $600 a year on car insurance if we’d just kept that previous premium going. I would have spent around $200 every 6 months to keep it going, so I could have saved us $400.

*Shakes head at him*

He’ll never listen.