My best friend and I were having a conversation this morning about our motorcycle insurance.  She decided it was time to request free insurance quotes from a few companies because she hasn’t even checked her motorcycle insurance in a couple years to see if she could get it cheaper. Her current company has dropped her rates a great deal because she hasn’t had any incidents or tickets in the last 3 or 4 years.

So that leads me to the quotes. She couldn’t believe how much of a different she found between so many different companies just because one of her bikes is a 750cc. That I can understand because a lot of companies won’t insure anything over 600cc. Even though her rate with her current company has been extremely cheap, she could have actually been paying less with another company. Her current company is actually charging her an extra fee just because her bike is in the over 600cc class.

So basically where am I going with this? Just like with car insurance don’t run out there and buy the first policy you’re quoted. Don’t take the word of friends and family members for who’s got the cheapest rates. Do your own research, and in the end you’ll end up with the best policy for you.